Delivering funding when timing is critical – cashflow for a new site and construction costs

A property developer client came to us needing additional cashflow - both to complete a new site acquisition and to support their ongoing construction projects. Traditional funding routes were limited, and with little business security available, time was running short.

We were, however, able to recognise the potential the client’s unencumbered apartment overlooking the Thames had to assist. Using this as security, we arranged the valuation, completed legal work, and secured the funding - all within 13 days and 21 hours, meeting the client’s 14-day deadline.

The result was simple but significant: the developer maintained cashflow, completed their purchase, and kept their projects on track.
 

Coordinating fast, reliable funding for a time-sensitive situation – an auction purchase

A client had successfully offered on a bungalow in a sought-after suburb east of York, paying a 10% deposit with only 28 days to complete. In many auction-style purchases, we can rely on automated valuations to speed things up - but this property sat outside the usual parameters.

That meant arranging a full valuation, legal work, and completion within the tight deadline. When an insurance issue also arose, we coordinated quickly with our trusted partners in legals, insurance, and valuation to keep everything on track.

The client completed on time, avoided delays, and secured their new property with confidence.

Flexible finance to support changing needs – a renovation project

A client acquired a dilapidated property on the south coast that required significant internal renovation. We arranged funding not only for the purchase but also to cover the full cost of the refurbishment.

Originally, the client planned to sell once the works were complete. However, after transforming the property, they chose to retain it - and we seamlessly transitioned the finance into a buy-to-let mortgage, allowing them to keep the asset as a long-term investment.

The result: a smooth, end-to-end funding solution that adapted to the client’s changing goals.

Bridging finance to unlock a high-value opportunity – a commercial office

Our client identified the potential in a vacant office building on a prominent out-of-town business park. The property had recently been vacated after many years with a long-term tenant and was being sold with vacant possession.

Because there was no tenant, a traditional mortgage wasn’t an option - and timing was key. We arranged bridging finance and an equity contribution, allowing the client to move quickly on the acquisition.

Soon after purchase, the client secured a medical tenant on a long-term lease and subsequently sold the property to a pension investor, achieving over a 50% uplift on the original purchase price.

A strong example of how flexible funding can turn opportunity into significant return.