Business Finance

Why choose Fortus Business Finance?

We deliver powerful Commercial and Property finance solutions designed to keep your business sharp, agile, and financially strong at every stage of its journey.

Does your ambition feel limited by your cash flow? Do you feel unable to capitalise on growth opportunities? As an owner-managed business, we understand the challenges and worries you face, because it’s likely we’ve been there too.

And if it’s your property portfolio you need assistance with, we’re well-versed at working with residential developers and investors alike on all their portfolio requirements.

Whether you need to sharpen up your existing finances, or an entirely new strategy to supercharge your forward momentum, Fortus Business Finance can be your steadfast partner.

All products under one roof

Our full suite of capabilities and products are housed under one roof–giving our clients an easy route to expertise across their entire finance lifecycle. We only work with providers we trust across a constantly changing, complex and sometimes uncertain financial landscape.

Whole-of-market approach

Fortus Business Finance operates with a whole-of-market approach, meaning we’re not tied to any one provider.

We hope this can help you feel secure in our capability to tailor specific solutions for your, no matter the circumstance. With Fortus, you know you’re getting quality advice, using optimised products, from a trusted source.

End-to-end service

Finding the right deal for multiple products can be incredibly time and resource consuming – let alone then completing the paperwork and keeping on top of the latest offerings each year. By becoming a Fortus Business Finance client, we can deliver these products ‘in-house’, taking care of all of the leg-work for you in one place.

We are incredibly experienced in putting together funding packages, and know what providers want to see in applications–meaning a smoother logistical ride for you.

Property finance

We have a wealth of experience in a range of solutions from development finance and short-term bridging solutions, to commercial mortgages for owner occupiers and investors.

- When finance is needed at short notice, a bridging loan can be the right solution – but timing is crucial. We have extensive experience in quickly securing competitive loan propositions.

- Reasons to bridge are usually to fulfil a liquidity gap and buy time or to gain quick access to cash when an opportunity for growth has been identified.

- Bridging finance is available on a range of assets including residential, commercial and leisure.

- Whether you’re looking to purchase a commercial property, refinance, or already have a commercial mortgage and would like to explore a new deal, we have access to plenty of lenders to secure you a competitive deal that’s right for your needs.

- Commercial mortgages can be used for a variety of property types including industrial, retail, office, leisure, and warehousing and storage, agricultural and farming.

- Investment finance can be taken out on both residential and commercial properties as an individual, partnership, limited company, trust or Limited Liability Partnership (LLP). 

- We work with many professional landlords who, with our guidance, have successfully built a flourishing portfolio of properties.

- Development finance can be taken out on both residential and commercial properties.

- We are able to work with clients whether they are developing ground-up, permitted development or refurbishment/renovation.

- We are able to source solutions across the capital stack including senior debt, mezzanine finance and equity.

Commercial business finance

Whether your existing debt deal needs a sense-check or you need support building a whole new cash-flow strategy - we’re uniquely placed to offer this to you all under one roof.

- These types of loans are generally unsecured (only by PG and/or debenture) over a 3-6 year term.

- Loan values can vary significantly, from as little as £25,000 to facilities worth several million pounds.

- Cash flow loans can be used to support start-ups, working capital, stock funding, growth or acquisition (MBO/MBI) scenarios.

- A way to access cash before your customers actually pay you. This type of financing allows you to borrow money you’re due to be paid, in advance, in exchange for a percentage of the total sum.

- There are intricacies involved here though, but don’t worry – we know invoice financing inside out and will guide you through it all (in plain English).

- Need access to equipment, vehicles or technology to grow your business without compromising cash flow? Or want to release value from those assets you already own?

- Asset financing is an umbrella term for a range of funding solutions, including; Hire Purchase, Finance Lease and Operating Lease – all of which we can advise on.

- Paying VAT or Corporation Tax in one go can put pressure on your cash flow and make it harder to run your business smoothly. With Premium Credit, you can spread the cost and avoid HMRC penalties - keeping your finances steady and stress-free. We can also assist with VAT loans to support property purchases.

- Ideal for growing businesses with high stockholding requirements or high seasonality.

With a rapidly expanding manufacturing business and cashflow a constant problem, our bank wouldn’t offer further borrowing, expensive short-term loans seemed the only answer. Fortus took time to understand our business and requirements, presented our story to lenders and had 4 offers within 2 weeks, saving us £20,000 per month in debt repayment.

Ryetec Industrial Equipment Ltd.

Our Head of Business Finance

Richard Swan

Head of Fortus Business Finance

richard.swan@fortus.co.uk

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We’d love to hear from you.

Whatever your industry or business size, if you're looking to grow and are open to new possibilities, we're here with the support and expertise to help you reach your potential.

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